What makes forex card the best choice is that it is like a prepaid travel card that you can load with a foreign currency of your choice. Also, you can use a forex card just like a credit or debit card to pay in a local currency abroad. To the benefits, also add the fact that it allows you to withdraw cash from bank ATMs. Banks also provide many offers on their forex cards.
Thus, you get rewards as well for using it. Banks do offer different types for Forex card as per the requirement by their customers. Subscribe on YouTube. All you have to do is keep the currency loaded with USD and carry the same card in any trip i. I guess that will be really interesting too. This would be my pick of the options.. Carry as much as you would feel comfortable to carry, and then just use your own bank card at an ATM when your in Malaysia.
Thats what i do anyways, and it seems to work the best for me. Yes, Hdfc offers a multi currency card as well, load in USD, and spend in any currency. No conversion rate for transactions. But withdrawl and balance check at ATM attracts hefty charge.
4 best forex cards for your next international travel
If you get anymore info, on forex, let me know. I too wanna get one in a week or two for my MYR trip. They may tell you that there is no "cross currency" charge, but when you try to get an answer out of them about what the exact exchange rate will be, they will mumble something about daily market fluctuations blah blah blah. My last concern - Its still not digesting me that the USD to MYR has no extra exps and happens on spot rate without any additional exps. As I see TN's tip, I am afraid that they will charge margin on the exchange rate while saving on the cross currency charge.
If so, it will be loss and better to go for MYR option in multi currency card. I will decide it in days time. They really had not clue! Hence, I did not want to take the risk. Tripadvisor staff removed this post because it did not meet Tripadvisor's forum posting guidelines with prohibiting self-promotional advertising or solicitation. We ask all of our members to keep their forum messages free of self-promoting advertisements or solicitation of any kind - members affiliated with any tourism-related business should not include commercial contact information or URLs in their forum messages.
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